Microsoft Copilot Plans

Microsoft's current consumer plan pages describe Copilot access and usage levels but do not identify a fixed list of model IDs or model families for Microsoft 365 Personal. The plan provides priority access and higher-than-free usage for selected Copilot capabilities, but not the highest usage or exclusive advanced features available in Microsoft 365 Premium.

Includes 1 TB of OneDrive storage, use by one person, and sign-in on up to five devices at once. Copilot usage is higher than free for selected features. Microsoft lists 60 AI credits per month for image generation and editing, 6 Audio Overview uses per day, 10 minutes of Vision per day, and 30 minutes of Voice per day. Limits may vary by feature, entry point, system conditions, and region.

AI benefits are available only to the subscription owner and cannot be shared. Copilot AI features have usage limits. Researcher and Analyst are not available on this plan. Advanced AI features exclusive to Microsoft 365 Premium are not included. App, device, language, regional, and minimum-age restrictions may apply.

US pricing is $9.99 per month or $99.99 per year. A one-month trial may be offered. Subscription automatically renews unless canceled.

Microsoft advertises model choice and priority access to the latest OpenAI models in the business comparison. Microsoft does not provide a fixed public list of exact model identifiers for this plan; model availability and routing may change over time.

Microsoft does not publish a single overall usage allowance for this plan. Access is subject to service limits and feature-specific limits; Copilot Cowork is identified as metered in Microsoft's plan comparison. The plan supports up to 300 seats per tenant.

Requires an eligible Microsoft 365 Business Basic, Business Standard, or Business Premium subscription. The plan is an add-on rather than a standalone Microsoft 365 productivity suite. Some capabilities depend on tenant configuration, supported applications, Microsoft 365 prerequisites, Exchange Online, Microsoft Entra ID, regional availability, and administrator settings. Organizations with more than 300 users should consider the enterprise Microsoft Copilot offering.

Microsoft currently advertises a promotional price of 18 USD per user per month paid yearly, reduced from the regular starting price of 21 USD. The promotion applies to the first year and is subject to Microsoft's offer terms. Monthly billing is advertised at 25.20 USD per user per month.

Microsoft does not publicly identify a fixed set of exact model IDs for this consumer plan. Premium provides advanced Copilot access, exclusive Premium features, extensive usage, priority access, and agentic capabilities, but model routing and availability may change over time.

Premium provides extensive usage for selected Copilot features, including chat, advanced research and analytics, AI image creation, AI-generated audio, and visual AI assistance. Current published limits include 25 agent tasks per month shared among agents, 15 minutes per day of Vision, and 60 minutes per day of Voice. Limits can vary by feature, entry point, system conditions, and future model changes.

AI features are available only to the subscription owner and cannot be shared with other people on the subscription. The plan supports up to six people and up to 6 TB of storage, but AI benefits are not shared. App and feature availability varies by device, language, and platform. Copilot in Excel requires AutoSave and OneDrive storage. Some identity-theft monitoring benefits are limited to the United States and its territories.

Also available for 199.99 USD per year. A one-month free trial may be available. Prices and promotional terms can vary by region and offer.

The plan includes Microsoft Copilot in Word, Excel, PowerPoint, and Outlook, plus AI-powered chat connected to work data and reasoning AI for research and data analysis. Microsoft does not publicly specify exact model IDs for this subscription plan.

Includes 1 TB of OneDrive storage per user and Microsoft 365 access for organizations with up to 300 users. Copilot and agent usage may be subject to Microsoft's service limits and fair-use policies.

Microsoft Teams is not included. The plan is intended for organizations with up to 300 users and does not include the advanced security, device-management, and compliance capabilities associated with Microsoft 365 Business Premium or enterprise plans.

Annual subscription auto-renews. Microsoft also advertises a monthly subscription at 24.36 USD per user/month.

Microsoft identifies the plan as providing priority access to the latest OpenAI models, described on the current comparison page as GPT-5.X. Microsoft does not publish a complete fixed model-ID list for this subscription; model availability and routing can change by feature, region, licensing, and service updates.

Business subscription supports up to 300 users. Copilot access is subject to Microsoft service, feature, market, licensing, and usage limits. The plan includes priority access for listed Copilot experiences and metered Copilot Cowork access according to Microsoft's comparison table.

Limited to organizations with up to 300 users. Availability of some Microsoft 365 Copilot features varies by market and customer licensing. Teams functionality requires the Teams-inclusive version of the plan. After the one-month trial, the subscription converts to paid service unless canceled. Some agent and Copilot capabilities may be metered or subject to service limits.

Annual subscription auto-renews. Monthly subscription is advertised at 28.20 USD per user/month. A separate no-Teams variant is offered at different pricing and is not this record.

Exact model IDs and fixed quotas are not publicly specified for this bundle.

Includes Copilot in Microsoft 365 applications and reasoning AI for research and data analysis.

Teams is excluded from this variant and must be licensed separately if needed.

Official page lists 28.80 USD per user/month paid yearly and 34.56 USD per user/month on monthly billing.

Microsoft describes access to work-grounded Copilot and reasoning AI but does not specify fixed public model IDs for this bundled plan. Copilot is available in applications including Word, Excel, PowerPoint, Outlook, and Teams, with responses grounded in authorized work data and web information.

Includes work-grounded Copilot chat, Copilot in Microsoft 365 applications, reasoning AI for research and data analysis, and access to create and use agents. The plan supports up to 300 users per organization. Microsoft does not publish a single universal message or task quota for all included Copilot functionality on the primary plan page; feature-specific limits may apply.

Business plan eligibility and administration are intended for organizations with up to 300 users. Copilot responses and agent capabilities are governed by the organization's Microsoft 365 permissions, security policies, data access controls, and applicable feature-specific limits. The plan includes video editing through Clipchamp but does not establish a separate native AI video-generation entitlement.

Annual subscription auto-renews. Microsoft also advertises a monthly subscription at 38.40 USD per user/month.

Microsoft does not publish exact underlying model identifiers for this plan. It provides Copilot access with the highest advertised usage level and access to premium/pro-exclusive Copilot features.

The subscription owner receives the highest available usage for Copilot chat, agentic AI including advanced research and analytics, visual AI assistance from a screen or camera, and AI-generated audio. AI benefits are not shared with additional members. Exact quotas may vary by feature and are subject to Microsoft's usage limits.

AI benefits are available only to the subscription owner and cannot be shared with additional users. The plan supports up to six total people, but additional users receive shared productivity, storage, security, and app benefits rather than the owner's Copilot AI entitlements. Availability varies by device, language, and region. Microsoft 365 Pro is a consumer subscription and does not provide business-plan administration, custom business email, or enterprise tenant controls.

Monthly billing only is advertised for Microsoft 365 Pro. Microsoft states that the subscription automatically renews unless canceled.

Microsoft does not identify specific Copilot model IDs or model families for Microsoft 365 Family on the current consumer plan pages. The plan provides access to Microsoft Copilot and Copilot features in supported Microsoft 365 applications, subject to subscription-owner restrictions and usage limits.

The subscription supports 1 to 6 people, with up to 1 TB of OneDrive storage per person and sign-in on up to five devices per person. Copilot Chat has extensive use, while several AI capabilities use plan-specific limits. Microsoft 365 Family includes 60 AI image-generation credits per month for the subscription owner, 30 minutes of Voice per day, and extensive Audio Overview use.

Copilot and other AI benefits are available only to the subscription owner and cannot be shared with additional family members. AI usage limits and feature availability vary by application, device, language, and system conditions. Copilot Researcher and Analyst are not available with this plan. Family sharing requires invitees to join the subscription owner's Microsoft family group. Each user receives a separate 1 TB OneDrive allocation rather than a pooled personal storage quota.

Monthly billing is available at 12.99 USD per month. Microsoft offers a one-month free trial for eligible users. Subscription automatically renews unless canceled.